What is a First Time Buyer Loan?
Owning a home is a major step in the lives of many Idaho residents but the home loan process can be confusing for many first time home buyers. ViRB Mortgage Network offers first time buyers with many home loan options and assists the buyer in finding the best ID home loan for them. First time home buyer programs can offer lower interest rates, low down payments, or reduced taxes. Contact your ID mortgage broker at ViRB Mortgage Network to discuss the details of each option and begin to realize your dream of home ownership in Idaho.
We Can Help Your With Your Refinance
The decision to refinance in ID has, in the past, meant home owners had to balance the savings of a lower monthly payment against the costs of refinancing. In recent years, ViRB Mortgage Network has introduced "no cost" and low-cost refinancing packages that minimize or completely eliminate the out-of-pocket expenses of refinancing.
With traditional refinancing, the interest rate for your new ID mortgage is often about 2 percentage points below the interest rate of your current mortgage. However, with the newer low- and no-cost refinancing programs offered by ViRB Mortgage Network, home owners can find it valuable to refinance to obtain a smaller reduction in interest rates.
ID Real Estate Information
At ViRB Mortgage Network we offer real estate information in ID and many cities within the state. Below is a brief list of some key areas where we offer our services, please browse through the information given about the areas to help guide you in finding a great location. If the area you are currently searching for is not listed below, then please contact one of our mortgage and real estate professionals today at 208.345.5626.